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法律
生效日期: 2026年3月20日
本文件以英文版本為准,其他语言版本僅供参考。
Welcome to Apextrader ("we", "us", or "our"). This website, https://apextrader.ai, is owned and operated by Apex Thoughts LLC, a limited liability company registered in the state of Wyoming. Any references to "we," "our," or "the Company" throughout this site shall refer to Apex Thoughts LLC. These Terms of Service ("Terms") govern your access to and use of our website, applications, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Services.
By using our Services, you agree to comply with and be legally bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our Services.
Apextrader provides AI-powered financial analysis, data analytics, and related services to assist users in making informed financial decisions. Our Services include, but are not limited to:
Market Analysis
AI-driven insights and data on stock performance.
Data Analytics
Comprehensive stock data analysis tools.
User Accounts
Secure accounts for personalized services and data management.
Reporting Tools
Customizable reports and dashboards for tracking stocks.
Technical Analysis
AI-based pattern identification and market trend analysis.
Stock Monitoring
Tools for tracking and following specific securities of interest.
AI Limitations Transparency
Our AI systems use statistical models and AI algorithms to analyze market data. These models have inherent limitations, including dependence on historical patterns that may not repeat in the future. Our systems cannot predict unforeseen market events, such as company-specific news, policy changes, or global crises.
Non-Investment Advice Statement
Although our AI tools are designed to provide market insights, they do not constitute personalized investment advice. Our Services do not consider your personal financial situation, investment objectives, or risk tolerance. You should consider our Services as part of broader research, not as the sole basis for investment decisions.
Scheduled Maintenance
We may perform scheduled maintenance during which the Services may be unavailable. We will attempt to provide reasonable notice of scheduled maintenance when practical.
Service Disruptions
There may be instances where service disruptions occur due to various reasons, including but not limited to technical issues, third-party service provider outages, natural disasters, or other emergencies. These disruptions may affect the availability or performance of our Services, including the accuracy of data or analysis provided.
Service Changes
We reserve the right to modify, suspend, or discontinue any part of our Services at any time. We will make reasonable efforts to notify users of significant changes to our Services.
Our Services rely on data from various third-party sources and APIs. You acknowledge and agree that:
Data Source Reliability
We cannot guarantee the accuracy, completeness, or timeliness of data provided by third-party sources. Market data may be delayed, inaccurate, or unavailable from time to time.
API Restrictions
Our ability to provide certain features may be limited by restrictions imposed by third-party API providers. Changes to third-party APIs may affect the availability or functionality of our Services.
Rate Limitations
Access to certain data or features may be subject to rate limitations imposed by third-party providers, which could temporarily limit your access to specific information or features.
Data Provider Changes
Third-party data providers may change their terms of service, pricing, or data availability, which could affect our ability to provide certain Services or features.
You agree that we shall not be held liable for any issues arising from the limitations, restrictions, or changes in third-party data sources or APIs that are beyond our reasonable control.
You acknowledge and agree that your use of the Services is based on an accurate understanding of our technical capabilities. You understand that all service descriptions only state actually developed and deployed technical functionalities and do not exaggerate the analytical capabilities of our AI systems or imply that the systems have the ability to predict the market. You acknowledge that we do not use language suggesting investment advice, and all functionality descriptions reflect the current state of implemented technology, not idealized or planned functionalities.
We deliberately avoid using terminology that may imply personalized investment advice or recommendations. Our platform does not use terms such as "recommended stocks," "buy/sell signals," "investment opportunities," or statements that a particular security is "suitable" or "appropriate" for any user. Instead, we use neutral descriptive language such as "analysis results," "identified patterns," "historical correlation," and "technical indicators" to describe our AI-generated insights.
a. Registration
To access certain features of our Services, you must register for an account. During registration, you agree to provide accurate, current, and complete information about yourself as prompted by the registration form and to update such information to keep it accurate.
b. Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use or security breaches of your account.
c. Account Termination
We reserve the right to suspend or terminate your account at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Company. You also have the right to terminate your account at any time by contacting us via email, and we will process your account termination request in a timely manner.
a. Service Tiers
We offer multiple service tiers:
b. Subscription Management
Upgrades
When you upgrade to a higher-tier subscription plan, the change takes effect immediately. You will be charged a pro-rated amount for the difference between your current plan and the new plan for the remainder of your current billing period. Your next billing cycle will reflect the full price of your new plan.
Downgrades
c. Billing Cycles
Subscriptions are billed on a recurring basis according to the billing cycle you selected (monthly or annually). Your subscription will automatically renew at the end of each billing period unless you downgrade to the free tier before the renewal date.
d. No Refund Policy
All payments made for the Services are non-refundable. This no-refund policy applies in all circumstances, including but not limited to:
When you downgrade your subscription, you will continue to have access to the premium features until the end of your current billing period, but you will not receive a refund for any portion of the unused subscription period.
You agree not to:
Compliance
Violate any applicable laws or regulations.
Fraudulent Activities
Use the Services for fraudulent purposes or unauthorized transactions.
Disruption
Interfere with or disrupt the integrity or performance of the Services.
Intellectual Property
Infringe on the intellectual property rights of others.
Misuse
Attempt to gain unauthorized access to our systems or data.
Content Violations
Upload, post, or transmit content that is unlawful, harmful, threatening, abusive, defamatory, obscene, or otherwise objectionable.
Reverse Engineering
Reverse engineer, decompile, or attempt to extract the source code of our Services.
Market Manipulation Prohibition
You must not use our AI tools or analyses to attempt to engage in any form of market manipulation, insider trading, or activities that violate securities laws. This includes, but is not limited to, using our Services to coordinate trading activities or disseminate false information to influence market prices.
Excessive Reliance Prohibition
You must not rely solely on our AI analyses as the exclusive basis for your investment decisions. You must understand and acknowledge that our tools are decision support systems, not substitutes for professional financial advice or independent research.
a. Ownership
All content, features, and functionality of the Services, including but not limited to text, graphics, logos, icons, images, software, and data, are the exclusive property of the Company or its licensors and are protected by intellectual property laws.
b. License
Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal or internal business purposes.
c. Restrictions
You agree not to:
a. Ownership of Content
You retain ownership of any content you submit, post, or display on or through the Services ("User Content"). By submitting User Content, you grant the Company a worldwide, non-exclusive, royalty-free license to use, copy, modify, distribute, and display such content within the Services.
b. Responsibility for Content
You are solely responsible for all User Content that you upload, post, or otherwise transmit through the Services. You agree not to upload or transmit any User Content that:
As a protective measure, we may occasionally ask you to acknowledge your understanding of the informational nature of our Services. This helps ensure you remain aware of the appropriate use of our platform. This acknowledgment may appear during significant updates to our AI systems or occasionally during your continued use of the Services.
a. AI Functionality
Our Services utilize artificial intelligence and machine learning technologies to analyze data, generate insights, and provide predictive analytics. While we strive to ensure the accuracy and reliability of these AI-driven features, we do not guarantee their performance or results.
b. User Responsibility
You acknowledge and agree that:
c. Transparency and Control
We strive to maintain transparency regarding how our AI systems operate. Users have the right to:
Any performance metrics or statistics we publish regarding our AI models adhere to the following standards:
These standards are designed to provide transparent, fair, and non-misleading information about our AI systems' historical analytical performance while ensuring you understand the inherent limitations of such information.
The Services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. The Company does not warrant that the Services will be uninterrupted, error-free, secure, or free of harmful components.
To the fullest extent permitted by law, Apex Thoughts LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
You agree to defend, indemnify, and hold harmless Apex Thoughts LLC, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with:
These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Wyoming.
a. Negotiation
In the event of any dispute, claim, question, or disagreement arising from or relating to these Terms or the breach thereof, the parties shall use their best efforts to settle the dispute by negotiation.
b. Arbitration
If the dispute cannot be resolved through negotiation, it shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Wyoming, and the language of the arbitration shall be English.
c. Waiver of Jury Trial
By agreeing to arbitration, you and the Company waive any right to a jury trial.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms constitute the entire agreement between you and the Company regarding the use of the Services and supersede all prior agreements and understandings.
The Company reserves the right to modify these Terms at any time. We will notify you of any changes by posting the updated Terms on our website. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.
If you have any questions or concerns about these Terms, please contact us at:
Email: hello@apextrader.ai